It wasn't OK in 2003. It wasn't OK in 2014. It isn't OK now. I'm just not sure what anybody can do about it.
[0] https://www.nytimes.com/2003/06/30/business/technology-a-saf...
I hope my tiny datapoint shows up in some aggregated stats somewhere.
It’s use-it-or-lose-it.
It does require the developer to make minor adjustments, and most banks are simply too risk averse to agree to doing that (I would know, used to be a senior android app dev at a bank).
[0]: https://grapheneos.social/@GrapheneOS/115062761036828110