It is a question of trust, as you have correctly pointed out... But there has been precedence of women behaving as you currently seem to do, just to go public with stories going back years, taken out of context and portrayed as extreme sexism.
Any interaction is a potential liability with very little potential reward.
I would actually think that's rare, for someone who says "no porcelain skin" and gives one and one feedback. ("TELL colleagues if I'm uncomfortable")
Not saying it's never happened -- however it seems to me that in this case it'd be more well spent time to worry about the traffic and drive a bit slower.
Whatever you do in life there's always some risk, and minimizing all risks can create a boring life. Like, always working from home (the traffic!), and avoiding [giving feedback to this seemingly good judgement person and making a new friend].
All I can do is my personal best to turn down the fear notch. But I'll admit--if I were a male colleague, I would still hold onto some of that fear to some degree.
The power dynamics all fucked up. I'll risk ruin and death for greatness or adventure, not to hopefully benefit the very person who would be my ruin.