I load $20 at a time and wait for it to break and add more.
I guess if you're letting it vibe code huge chunks. I'm doing mostly handwritten code for my current project with a little bit of "I don't want to deal with this, Claude can handle it" and I've spent $1.26 this month for my 446 lines of code.
But yes I suppose at that rate, if Gastown or Beads or whatever is 300,000 lines of code (just to use a project known to be fully vibe coded with rough LOC reported), that would be over $800.
Don't let it vibe code hundreds of thousands of lines of code I guess.
My entire process is to build a generic llm.md file that all the tools can use and record to. I don't want to be tied completely to any one solution. You can get pretty far without spending a lot on tokens. I can run almost continually, and presently I'm the bottleneck anyway.
Even if I had to reload manually very often, I still would not enable auto reload. These APIs are crazy expensive and I'm not looking for a surprise bill.