Not doing so feels like asking for trouble.
I'd find it hard to write such an article about how this is the next best thing since sliced bread without mentioning it spending so much money.
I load $20 at a time and wait for it to break and add more.
I guess if you're letting it vibe code huge chunks. I'm doing mostly handwritten code for my current project with a little bit of "I don't want to deal with this, Claude can handle it" and I've spent $1.26 this month for my 446 lines of code.
But yes I suppose at that rate, if Gastown or Beads or whatever is 300,000 lines of code (just to use a project known to be fully vibe coded with rough LOC reported), that would be over $800.
Don't let it vibe code hundreds of thousands of lines of code I guess.
My entire process is to build a generic llm.md file that all the tools can use and record to. I don't want to be tied completely to any one solution. You can get pretty far without spending a lot on tokens. I can run almost continually, and presently I'm the bottleneck anyway.
Even if I had to reload manually very often, I still would not enable auto reload. These APIs are crazy expensive and I'm not looking for a surprise bill.