If I am sick I can just get an appointment with my GP within the day and not pay a thing, they can refer me to specialists or blood tests if needed, which are also fast and free. The remaining healthcare costs for medications or dentistry are so low I don't even notice them.
Hope this will shed some light to you about what's happening in other countries.
> Funding for all short-term health care is 50% from employers, 45% from the insured person and 5% by the government.
…
> Premiums paid by the insured are, on average, €137 per month for basic health care
- https://en.wikipedia.org/wiki/Healthcare_in_the_Netherlands
Only an order of magnitude if you're in base-2.
That said, this doesn't quite track with the numbers for
https://en.wikipedia.org/wiki/List_of_countries_by_total_hea...
and
https://en.wikipedia.org/wiki/International_dollar
But even then, counting all payers and not just the residents' sticker price, the USA is the high-priced outlier.
I'm not complaining since, first, this is a political decision and second, the level of service is outstanding.
For example: psychotherapy is paid for or, if your doc orders an MRI you get an appointment after tomorrow.
There's also no such shit as in network health providers (exceptions apply for some insurance models) or pre-existing conditions for the basic health plan (which is still pretty good and comprehensive).
While I do think that it's an overall good system it is expensive (and subsidized for people who can't afford it).
Also, health insurance is mandatory.
A typical family premium (two adults in their 40s and two children under 10) can vary from £700 to £1,800 a year.
The average price of a private healthcare policy in the UK is £1,032.84 per year (February 2022)
Google results ...
I did use the word "taxpayer". The UK's health service costs £2700 per head of population. Obviously what people contribute towards that varies.
Also my question remains unanswered. Is the Dutch health system topped up by government funding?
Nope. Look at how much the Netherlands actually spends on Healthcare, it's about 11.2% of GDP in 2021 [1]. Per capita GDP in 2021 was ~53k€.
((53k€*11.2%)/12) ≈ 495€
Only problem is, like most developed countries, close to a majority of people are net recipients (around 40%). Someone will have to pay their share too. Chances are, if you're posting on HN, that's you, as you'll be somewhere in the top 5% income bracket. I think if the OP does the math based on their actual numbers, they'd be more likely to find themselves in the ~1000€/month ballpark than the 150€/month they seem to think they are paying.
> But even then, counting all payers and not just the residents' sticker price, the USA is the high-priced outlier.
The Netherlands (11% of GDP) is not quite as extreme as the US (17%), but it's certainly nothing to write home about, especially as I don't get the impression that either health care expenditure as percentage of GDP or demographics are moving in a favorable direction.
[1] https://data.worldbank.org/indicator/SH.XPD.CHEX.GD.ZS?end=2...
What's the difference between my first and my second? I don't know. If you force me to guess, post-retirement and/or terminal care, possibly?
> like most developed countries, close to a majority of people are net recipients (around 40%)
Yes, and? Isn't much the same also true for private insurance?
You've got the potential for arguing about what "fair" looks like; I'm fine with it being funded like a progressive tax, based on income rather than risk factors, but that's not hugely important.
> I think if the OP does the math based on their actual numbers, they'd be more likely to find themselves in the ~1000€/month ballpark than the 150€/month they seem to think they are paying.
I would assume that zer0tonin pays whatever they say they pay. They're likely to have better insight into their own finances than random internet strangers like thee and me.
> The Netherlands (11% of GDP) is not quite as extreme as the US (17%), but it's certainly nothing to write home about, especially as I don't get the impression that either health care expenditure as percentage of GDP or demographics are moving in a favorable direction.
The direction of movement may or may not be favourable (given the pandemic I assume "not"), but the USA is kinda the outlier in developed nations for spending a lot without delivering particularly good outcomes:
https://commons.wikimedia.org/wiki/File:Life_expectancy_vs_h...
(Sourced from: https://ourworldindata.org/us-life-expectancy-low)
