This seems incredibly naive. You'd have to be willfully ignorant to think that a) rich people won't break the law to make a tiny bit more money, and b) fraud committed by large corporations often results in jail time.
I agree with you that this article isn't worth very much, but that's only because lawsuits in general shouldn't be trusted without corroborating evidence, not because a rich executive would never do this.
“No one becomes a billionaire without hurting a lot of people” is still true, though inflation will eventually make us have to change that to “multi-billionaire”.
I personally see nothing naive in the parent post. It brings arguments based on knowledge how organization works and appeals to a game theory (stakes do not match). I'm not saying the reasoning is necessarily valid, but it is not naive.
The only part of the parent comment I do not approve from a methodology standpoint is an appeal to "exception that proves the rule". Exceptions do not prove rules, they disprove them.
in worlds where existence is related to health care which costs money which is related to margins, tampering with margins can be existential
I almost never see this phrase used correctly however.
"Street parking is always allowed"
"Not always! Three years ago there was a marathon that went through this street and you weren't allowed to park here that morning."
This exception is so specific and obscure that it "proves" (in a casual conversational sense) that "you can always park here" is a good rule. Not all exceptions prove the rule: if the exception is "except on weekends and holidays and overnight", that's so significant and obvious that it actually disproves the rule.
This is, as I recall, literally the origin of the term?
It was commonly mis-used to mean “eh that just a minor exception that you should ignore.” But it’s been mis-used so much that now it has both meaning.
Thou shalt not kill, except all the times thou shalt.
My memory is this came from Cicero and was about a place excluding women by rule, as they pointed to the exception of a woman that was allowed.
https://en.wikipedia.org/wiki/Exception_that_proves_the_rule seems to support both interpretations, and at least shows I got the speaker right. Not seeing that my specifics are good, though. I would not be shocked to know that I am wrong there.