Some people blame COVID and some people blame the pre-existing conditions.
Is COVID to blame for the economic costs that you mention, or are the pre-existing conditions?
I fail to grasp what you’re getting at here - what pre-existing conditions could possibly lead to millions of people losing their jobs because they’re employers were forbidden to do business?
Unless you’re suggesting that people should not own businesses or be employed by those who do...
This diagram shows that "CARES Act" was very much not about "expanding existing welfare and unemployment benefits". [0]
Americans who haven't traveled have no concept of how a functioning polity cares for citizens during a pandemic. If our government doesn't care for us, why do we tolerate it?
[0] https://upload.wikimedia.org/wikipedia/commons/e/e0/CARES_Ac...