Well, the grasshopper's parents couldn't get a bank loan because they were PoC so they had poor investment options, missed out on promotions for similar reasons. Grasshopper got arrested for standing on the street while black and spent 2 months in jail because he didn't have a spare $10k for bond, and lost his job, even though charges were dropped. Ms grasshopper got sick while pregnant and had to pay $30k in hospital fees with an expensive loan. Loss of income meant they couldn't service the loan and they declared bankruptcy. Now they can't get credit for decades. Meanwhile the ant went to college and gets a good job, maximum access to tax breaks, social mobility etc.
So yeah, the poor choice to be born disadvantaged. Seriously, go back to your troll hole.