The first step in making better choices is to realize that one is making choices.
In other words, you "make" decisions only partially, and your choices are shaped by your status in life, before your conscious self can "chose".
http://science.sciencemag.org/content/338/6107/682
https://www.theatlantic.com/business/archive/2013/11/your-br...
https://qz.com/964920/data-show-poor-people-make-better-fina...
http://news.berkeley.edu/2015/03/02/anxious-people-decisions...