Honestly it sounds like you were born with a certain amount of intelligence, got some money to go to college, and you made the most of it. But where would you be if you had neither, I wonder?
I think that was just to add to the shock factor. The point was that his hard work would not have taken him anywhere, were it not for the money brought by his father's accident lawsuit.
A fair amount of that money went to support my family because by that time my mother and my step father (also a fisherman) were disabled as a result of their job and practically unable to work. It was through that money plus the aid I got from FAFSA that allowed me to get through college and support my parents, though I had to make many other health sacrifices along the way.