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Money is supposed to be a cheap lubricant and not something that becomes more expensive over time until no one can afford it.

Edit:

Imagine if the lubricants in your car get more expensive and you can't afford them anymore, then your car stops working, then you lose your job, you lose your apartment/house.

Now imagine if someone made a universal lubricant that society both runs and depends on. If society runs out of lubricant because it is too expensive, then everything will fail. Having society overflow with excess lubricant will cause issues, but it will still work better than without.