I would do this and make sure to convert to a privacy coin like Monero the first chance I get. I get audited by the IRS every year, even when I was making minimum wage in college. I hate the regulators and making it as difficult as possible for them would feel like justice.
That being said, there are slim chances I would ever be selected as a YC founder. My ideas are more like ChatGPT, nobody would dare invest in them until after it's already released, then all of a sudden chatbot startups get trillions of dollars.