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[parent] [thread] 5 comments
1. bigstr+(OP)[view] [source] 2026-02-03 23:01:44
Yeah I agree. Not only do I hand off my card, literally everyone I know does so. None have ever had problems. I'm not saying that such fraud never happens, because it obviously does happen. But I don't think it's so overwhelmingly common as is being claimed here.
replies(2): >>kstrau+Fa >>jandre+W11
2. kstrau+Fa[view] [source] 2026-02-04 00:01:36
>>bigstr+(OP)
This source[0] is hardly unbiased, so take this with a heavy dose of "citation needed", but it claims:

> 62 million Americans had fraudulent charges on their credit or debit cards last year alone, with unauthorized purchases exceeding $6.2 billion annually.

However, that jibes with other numbers I've seen.

https://www.security.org/digital-safety/credit-card-fraud-re...

replies(1): >>Marsym+oB
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3. Marsym+oB[view] [source] [discussion] 2026-02-04 03:08:12
>>kstrau+Fa
That jives with the number of unauthorized transactions I've had on my cards. 62/260 million adults = about a quarter of adults each year. On average I probably average a fraudulent transaction in a quarter of the years.
replies(1): >>what+sG
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4. what+sG[view] [source] [discussion] 2026-02-04 03:58:09
>>Marsym+oB
> On average I probably average a fraudulent transaction in a quarter of the years.

I’ve had one fraudulent charge in my entire lifetime. Once a quarter seems insane. Are you putting your card info into random websites or something?

replies(1): >>billfo+BK
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5. billfo+BK[view] [source] [discussion] 2026-02-04 04:42:17
>>what+sG
He meant once every 4 years not once every quarter.
6. jandre+W11[view] [source] 2026-02-04 07:27:48
>>bigstr+(OP)
In my lifetime, I had my card details stolen once (in Washington DC). It was an American Express. They caught it immediately and shipped me a new card before I even noticed.

It was basically “we caught some shady shit, here is your new card number, which will be delivered today”. It is one of the reasons I like Amex. They are johnny-on-the-spot when they get a sniff of fraud.

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