Propane bill (no natural gas, town of 500) from Oct 24 to Feb 25 (installed the mini splits that month) was $1200, for just heating.
My mini-splits are on a dedicated sub panel with an Emporia Vue 3 energy monitor. $604 in electricity consumption, and that includes air conditioning over the summer months.
For what it’s worth, our winter weather averages 25-35F with the occasional few days dipping to tens, single digits, and the occasional -10 freak; but these units just BARELY have a HSPF4 rating to classify as “cold climate” models. Still going to pay for themselves in 6 years without any tax credits, and 4 or so since I still installed them when they were available.