zlacker
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1. SoftTa+(OP)
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2026-01-13 21:56:35
Most people could do an IRA, no?
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>>aidenn+14
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2. aidenn+14
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2026-01-13 22:16:15
>>SoftTa+(OP)
IIRC limits on pre-tax contributions to an IRA are much lower than pre-tax contributions to a 401k
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>>latefo+P7
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3. latefo+P7
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2026-01-13 22:33:16
>>aidenn+14
Right, it is much lower, and also there is this: If your company offers a 401(k), the IRS limits your ability to deduct Traditional IRA contributions from your taxes based on your income.
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