> My annual MRI scan
Not sure if he has an underlying health condition that necessitates an MRI scan yearly or if this is part of his preventative medical regiment (much like an annual physical).
Elevated piles of money
No, when they read a scan, they're supposed to read everything visible for every problem. Think of it this way: if you break your leg and they take an MRI, do you want the radiologist to miss a tumor because he was focused on the break?
To my knowledge, studies have not shown any benefits of regular full body MRI's. You might find a problem, or you might find a non-problem and in the process of fixing it (aka operation / medication) you create a problem. Those two effects seem to balance out each other on average.
I suppose a full body MRI would be very expensive and take a lot of time to read.