zlacker

And you didn't even mention the population.

>>jeffbe+(OP)
> And you didn't even mention the population.

household debt per capita is also trending up, so larger population is not the driver of increased consumer debt.

>>andsoi+l5
It is nonetheless true that to interpret such a chart as the one the GP posted you must at least mentally discount it for both population (which is +11% since 2008, the last consumer credit calamity) and the value of dollars (which are now ~67¢ vs. 2008). Debt service as fraction of HH income is in some ways easier to interpret.

Anyway, even clicking through to the PDF linked from GP's front page shows that every metric of US consumer credit is at or near all-time bests.