I don't believe this is the same thing.
One is an adversarial problem where a living thinking being is evil and trying to attack you.
In traffic, most people are just trying to get somewhere, and then accidents happen.
Do you think traffic lights help if someone goes out with the explicit intent to kill others via their car?
There's a long funnel of all the things that could happen, probability of each, and total resulting probability. That's no different for being in a car wreck or being shot at.
Now, on a moral level, sure, malice is different from negligence is different from coincidence.
The motivation is not the important part. Sentience is. This person is playing a chess match trying to defeat you.
Consider biology. Cancer is a hard problem to solve, but it's not scheming against you with an intelligence. What about someone in a lab engineering bioweapons?