zlacker

You do have the option to change your bank when they consistently do dumb stuff you don't approve of. Shopping around will probably get you a better savings rate anyway.

>>yummyp+(OP)
Unfortunately, not an option right now. Setting up foreign currency payout is difficult in my country, a lot of paperworks needed, we don't even have PayPal. Also, the previous autocratic government, that was forcefully expelled after a bloody movement, left most of the banks in ruin. So not a lot of options left.

>>t_mahm+76
There is also the issue that other factors can keep you tied to a bank. Like having a mortgage there and getting a discount on home owner insurance for it, as well as getting a discount on the mortgage interest for banking with them.

Changing banks is easy when it's just about cash in a savings account. Not so easy in other cases.