zlacker

[parent] [thread] 4 comments
1. bakugo+(OP)[view] [source] 2025-08-26 11:55:42
> in the end I can access my bank from a web browser.

If your bank allows you to access all features from a browser, consider yourself lucky. Mine requires the app to authorize any online transaction.

replies(1): >>niutec+O3
2. niutec+O3[view] [source] 2025-08-26 12:17:54
>>bakugo+(OP)
Here in Poland most banks are usable via web browser + SMS for auth.
replies(3): >>Mindwi+Ck >>greena+Cr >>ranger+M41
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3. Mindwi+Ck[view] [source] [discussion] 2025-08-26 13:51:07
>>niutec+O3
That's already pretty rare internationally and the odds of it still being the case in five years are zero.
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4. greena+Cr[view] [source] [discussion] 2025-08-26 14:24:53
>>niutec+O3
Poland also has the most competitive banking system in the entire Western sphere of influence. You can't compare it to the extremely oligarchic banking system in the United States.
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5. ranger+M41[view] [source] [discussion] 2025-08-26 17:09:38
>>niutec+O3
I would argue that SMS is horribly insecure and should never be used for authentication.

https://workos.com/blog/why-sms-mfa-is-insecure

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