What are you doing that you need to use your banking app daily?
It seems like a once a month affair. Pay the bills, take some cash out of the account, and you're done. Online shopping just needs a credit card, no apps required.
The app is required for two-factor authentication.
Any limitations to access to banking is serious f**ed. Makes me want to use cash.
I requested it after they updated their Android app to have a check for pin-code enablement. Sailfish OS doesn't report it via the Android AppSupport system, so it was blocked before I grabbed an older build via Aurora and disabled it from updating. If it ever stops working, I'll only use the token. Once that stops working, I will switch banks.