zlacker

My person pet peeve for insurance is dental insurance. Here's what Delta Dental offers for its own employees:

https://www1.deltadentalins.com/content/dam/ddins/en/pdf/car...

If you get the PPO, you have an in-network annual benefit cap of $2,500. So you're paying your insurance company to pay your dentist for you? And as soon as the bill gets large enough that you'd actually need insurance, they tap out?

>>dehrma+(OP)
What's the problem? 2500 is enough to get a cleaning and a couple fillings per year. If dental insurance covered everything you need, now, at no extra cost, people would simply get coverage for a year, get their mouth fixed, and cancel it.