Until sometime around the 1980s, even in the USA poverty and homelessness were scene as systemic failures - "our system should not lead to those results". Post-Reagan, the attitude has shifted dramatically and now poverty and homelessness are broadly seen as personal failures, a mixture of poor morals, bad character and weak decision making. We even used to be a little inclined towards a potential role for the state in helping individuals deal with bad luck, but now bad luck is seen as "gravitating" towards individuals whose fault is all theirs.
This has necessarily drastically altered government policies at the local, state and federal level. We are much, much worse for it, no matter which interpretation of poverty and homelessness is more factually correct.