Take me as an example: I'm in a very enviable and privileged position. I worked really hard for it. But if someone were to tell me "you're privileged", I don't get my feelings hurt.
I recognize that 1) someone else working 10 times as hard as me still would be extremely unlikely to get where I'm at if they were from another group. 2) If I were in a disadvantaged group, all the hard work I have put in is unlikely to have been enough. 3) Therefore, the fact I'm sitting here, no matter how hard I worked, is ALSO very much down to luck.
The first time I thought about it in those terms, my ego took a hit. It is an uncomfortable upending of the way I used to see the world and my place in it. But it is nonetheless true. Trust me, I am not trying to dismiss your hard work, but make you see it in its true context.
And after some time thinking about this I have a much greater respect for those that struggle as hard as, or harder than, me because they don't have the privileges I was born with.
These are massive, hand-wavey statements based on assumptions with no basis. 10 times? Really? Flip your skin colour and add 10x the hard work and you would still be worse off?
I completely agree with point #3, that we are all hugely lucky (and unlucky) in many many many visible and less visible (and, hey, invisible) ways.