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1. Diogen+(OP)[view] [source] 2024-08-11 04:40:55
Both the public and private insurances are far more regulated in Germany than Obamacare.

If you're on a public insurance in Germany, you rarely pay any substantial copay, and there's no concept of a deductible. Not only that, but the price of the policy is a percentage of your income (capped at some absolute upper limit), so if you make little, you pay little.

Prices paid by public insurers to healthcare providers are fixed, and even the private insurers aren't allowed to pay providers more than a certain multiple of the public rate.

In other words, in Germany, the government has a much stronger hand in setting prices for both patients and insurers than under the Obamacare system.

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