1. To outlaw AirBnB. Except if people are staying in your house while you're there. Other than that, it should be illegal;
2. 80% Capital Gains Tax on property sales other than your primary residence, withheld at source.
3. Withold 40% of rent income at source, which can only be credited against taxable income in the state and country; and
4. Tax non-primary residences at 2% of their market value every year in addition to any property taxes; and
5. If landlords want out, let the state buy them out and use those properties for affordable housing for all citizens. The UK previously came "dangerously" close to eliminating landlords this way last century [1].
EDIT: another big one:
6. Ban HOAs. Entirely. They are anachronism invented to enforce segregation. Any function they perform (eg picking up trash, tending communal parks) is and should be the function of local government, which is democratic. HOAs are not.
Lastly, the one exception I would carve out is for multi-families and ADUs (accessory dwelling units). These were once commonplace but are now prohibited in most of the US.
Just like renting out a room in your house while you're there, ADUs mean the landlord is also affected by any potential misdeeds or abuse by the tenant so is invested in that not happening.
[1]: https://www.theguardian.com/lifeandstyle/2024/mar/19/end-of-...
There is so much wrong with real estate as a speculative asset. It leads us to create policies to limit housing (because existing owners have their assets increase in value).
The problem with this idea is that money has to come from somewhere. All we're doing is stealing from the next generation. It's a massive wealth transfer from the young to the old and wealthy. Housing is a necessity. It should not be withheld from people for the sake of investment gains.
Homelessness is primarily caused by unaffordable housing. People don't like the externalities this creates but they simply want to move those people away so they don't have to see them when the solution is as simple as giving them housing. Well, not entirely, but that gets you 90% of the way there.
Withholding shelter in the wealthiest nation the Earth has ever seen is unjustifiable state violence.
What? Most HOAs seem to be one house one vote? Or what does not make them democratic. Should it be one vote per dweller?