zlacker

A “fun fact” for another Australian. As of this month at least one if the big four is doing serviceability assessments based on the PAYG gross income.

WRT your other foreign income/asset comments its much less nefarious. The local banks are focused on AU income and assets because it is directly tied to serviceability and recovery. You can do loans based on foreign income/assets but youll pay a few percentage points for the risk and conversion problems. The international loan outfits are usually smaller, though HSBC is a big one IIRC.