Yes, this has ever been my wet dream growing in a country that didn't have the notion of personal default and until only recent years. Where mobs were chasing oneself if he had any debts to like... anyone. I really envy you guys burning VC capital on "dreams", while others have to solve the complex "differential equation" of markets and competition and planning, and you know managing things properly to be sustainable without external injections.
Our story is very sad, your story is a dream indeed.