Imagine a transportation technology that killed orders of magnitude more of people every week. That's the reality if you just magically s/car/jetpack/g for everyone.
> We could get rid of those hoops and flying cars would still have a lower death rate than the regular kind.
Not really. Driving a car is trivial compared to flying a helicopter; the hoops in question are mostly about ensuring pilots are properly trained (vs. half-ass bullshit trained, "you'll learn the real thing on the road" that is getting a driver's license) and actually meet some health standards. Number and difficulty of hoops differ in various areas of aviation, but they all recognize just how much easier it is to kill yourself with an aircraft, and how much more death and destruction an aircraft can cause.
Where is the problem: those people who don't have this risk affinity don't need to buy/use a jetpack. Similarly, not everybody should go ice climbing or BASE jumping. Thus I see no reason to outlaw jetpacks just because of their danger.