Black Panther, for example, was a perfectly fine film... but who isn't bored of Marvel stuff now, and is it really worth 96%? Higher than The Dark Knight? And even that was probably somewhat overrated due to Health Ledger's passing...
One of the worse end fights of a marvel film, too, which is saying something, and really matters since that’s like 30 damn minutes of the film.
Lots of good elements and performances. Middling MCU film overall.