You don't have to be raped and killed daily to have an valuable opinion. Indians, Serbians, Black Americans, rich western whites, these are all just humans who, a priori, are just as worthwhile as one another.
I get that you have in mind particular kind of harm that you want to prevent, and that this is a priority for you, but reasonable people can and do differ in their opinions on what's harmful and what they'd like to talk about.
The thing is socialization: women are taught from a shockingly young age to be wary of men, dark alleys, tunnels, parks, everything. Black people to be careful around police.
Of course even if you do not belong to a group of people who face regular discrimination, you can still be mindful of the issues the groups face - but it won't ever be an as natural part of your thinking.