zlacker

>"Im used to spending too much money so in order to not getting a minimal pay cut im gonna work on unethical proyects."

That also accounts for expenses.

Do any of them send money home? Help parents or grandparents? Do any of them had to bring their parents or grandparents to live with them due to health issues? Lifestyle creep takes into account taking on more debt. That debt is not just in luxury like how most people think.

>>rovr13+(OP)
That is not lifestyle creep, and also those were already on a separate part of your initial question.

Lifestyle creep is believing luxuries or non essentials are essentials due to now them having become part of your day to day.