One reason I slightly swallow my guilt at having a savings account with Goldman Sachs (marcus.com) is that they offer email-based 2FA. I closed my savings accounts at Chase when they enforced SMS-only 2FA.
BTW, I feel slightly less guilty about saving with these banks instead of my actual credit union after my brother-in-law (who has been in the CU world for decades) told me that if a credit union can't offer competitive savings rates, it means they are lacking in opportunities for significant local lending.