Banks have been closing branches by the hundreds (at least where I live), and buildings where you can rent physical media are dying out (see Blockbuster, though the local library is fighting a valiant rearguard action). If 96% of people will use the bank app on their Approved by Alphabet phone (or browser) then the bank can ignore the few weirdos like us.
>>CalRob+(OP)
That's true. So, the question is: Do you protest now and hope there are enough of us to get them to change their minds, or do you just accept it now because it's most likely going to happen either way?