- Go to Settings
- Select your user account at the top
- Go to 'Password & Security'
- Scroll down to Advanced and disable 'Automatic Verification'
1. https://blog.cloudflare.com/how-to-enable-private-access-tok...
https://support.apple.com/en-us/HT213449
System Settings->iCloud Settings (your name)->Password & Security->Automatic Verification.
If you're not signed in, then it's not enabled, because the iCloud account is essential to the process: "An Apple server validates your device and Apple ID."
The problem is when your bank, tax office or favorite streaming service starts requiring this to let you use their services. The problem is the ability for large fraction of casual users to have this at all.