zlacker

> SMS 2FA at best

Because their customers aren't security nerds that have smartphones with authentication apps.

They want people that barely get smartphones, or still use feature phones, to be able to access their services with some improved security workflows.

>>pjmlp+(OP)
The apps of the banks often generates an OTP or intercept a push notification, ask for fingerprint and send an authorization response back to the server. I go through that with each of my banks every time I login or make some money transfer.

I got codes via SMS when I installed those apps and I had to prove that I owned the phone number I was associating with the app.

>>pmontr+Zn
Good example of what many non-techie people will never understand, or even have phones capable of doing it.