But that's not a direct value. I'm aware that reducing fraud for banks will potentially (bank behavior makes me doubt this) increase interest rates/decrease fees since they'll have less stolen money. I'm also aware that the current internet is built on free-as-in-beer services due to ads typically covering costs.
I'm not interested in being hobbled for either of those problems. I remember when banks used to reject my browser because it wasn't IE in Windows. I remember when I had to look at webpages that were 50% advertising.
Screw that.