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1. h2odra+(OP)[view] [source] 2023-07-01 14:23:49
The finances of marriage don't make sense until, what, $75k/yr or more?

If you need any sort of public assistance, marriage is a severe eligibility fence.

replies(2): >>mc32+f3 >>irrati+55
2. mc32+f3[view] [source] 2023-07-01 14:43:42
>>h2odra+(OP)
Maybe people are just aiming too high. Sometimes you have to know your limitations and know where you fit. Not everyone is a high achiever and not everyone thought education was going to deliver a better sociology economic potential for them. It’s unfortunate that society today misleads youth in thinking they can make their own reality and that there are shortcuts to success for all. Some are lucky but most are not.

You can let the river current take you where it may, or you might plan and prepare do that you may land on a desirable bank. People have to take some control over their lives if they want to have some self determination.

replies(1): >>Follow+n5
3. irrati+55[view] [source] 2023-07-01 14:52:33
>>h2odra+(OP)
Is it? If you are married then you no longer have to report your parents income when applying for financial assistance in college. Since most college students are dirt poor, this means you almost certainly qualify for a Pell Grant. I’ve often thought that friends or roommates (of any gender) should get “married” at the beginning of school to qualify for Pell grants and then amicably divorce at the end of college. Is it fraud? Absolutely. But a type of fraud that is not going to be looked at.
replies(1): >>giraff+d7
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4. Follow+n5[view] [source] [discussion] 2023-07-01 14:53:29
>>mc32+f3
You see, your thought processes are part of the problem.

> misleads youth in thinking they can make their own reality and that there are shortcuts to success for all.

Many people, like myself, are not shooting for "success". We just want to live and hang out with our family and friends. That is success. And the economic structure makes that impossible because everyone else has the idea that success means having to figure out if they can retire on $3.5 million. But in doing so it affects people like us who want to retire in the place we grew up with our family. But people who this "success" is having a lot of sht come in and buy a house and turn it into an AirBnB rental.

The reality is that capitalist advertising keeps pushing the idea of what success is out further and further. So don't blame "the youth" blame people like yourself for telling everyone else what success looks like.

replies(2): >>wonder+G7 >>ch4s3+4a
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5. giraff+d7[view] [source] [discussion] 2023-07-01 15:04:14
>>irrati+55
Most college students may be poor (is that true though?) but most poor people aren't college students. That this is the main way we think of poverty on this site is a reflection of who is here and our experiences. But it's not representative of how poverty is experienced broadly in the US.
replies(1): >>irrati+X61
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6. wonder+G7[view] [source] [discussion] 2023-07-01 15:06:46
>>Follow+n5
Why does OP's idea of success have any affect on you living out your idea of success? If you want to stay in your town with your family and friends have at it. If OP wants to make $10 million, then more power to him. He will probably provide jobs to support a dozen people living out your version of success. For everyone to work, there have to be people that want to build and achieve great financial wealth because those people drive the economy and provide employment for the rest. Neither life goal choice is better than the other. Each depends on the other.

Your argument regarding the airbnb driving up houses in your area is a valid one but the real issue is a shortage of homes, and the resolution is for someone that wants great financial success to assume risk and build more. Something often forgotten in castigating the rich is that many of them took on a massive amount of risk to succeed and in doing so provided jobs for others.

If the youth are unable to determine what their own version of success looks like then that's on them, you figured out yours, why cant everyone else? Honestly the root cause of your issue is likely globalization, manufacturing and livable blue collar jobs were lost because other countries were willing to do the work for far cheaper. This forced the United States to elevate financial services / software / thought leader style jobs with high salaries concentrated in fewer hands.

replies(1): >>doctor+g9
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7. doctor+g9[view] [source] [discussion] 2023-07-01 15:15:17
>>wonder+G7
Because our society is interdependent. In the case of housing, there has been a growing trend over the past decades of owning more than one home. In that case, to do that you undoubtedly affect people who just want to have a family and comfortable life socializing in their community because you force the price of houses to go up and house stock to become limited, which also forces people to rent ... And to make your investment work you push the rent higher because 'market forces' . . Aka you need to rent high enough to make a comfortable ROI/pay off your mortgage and upkeep with the rental income

This is only one example of what the hyper individualism mixed with capitalism for the sake capitalism creates in terms of disincentives for normal healthy communities

replies(2): >>Follow+jq >>wonder+ag1
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8. ch4s3+4a[view] [source] [discussion] 2023-07-01 15:19:51
>>Follow+n5
This is just the old Chomsky false conscious argument which is as wrong now as ever. Nothing is stopping you from living frugally and valuing friends and family. The economic structure doesn’t prevent that, in fact it’s generally easier to live with parents if you get along well.

Other people just want other things, and that’s OK too.

replies(1): >>hotpot+8d
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9. hotpot+8d[view] [source] [discussion] 2023-07-01 15:38:55
>>ch4s3+4a
> it’s generally easier to live with parents if you get along well

Yeah, but American/human mating rituals being what they are, it's not like you'll be getting married and having kids in that situation.

replies(1): >>ch4s3+wjh
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10. Follow+jq[view] [source] [discussion] 2023-07-01 16:51:52
>>doctor+g9
Yes. The other thing these individuals don’t realize is that my idea of success also affects them. If I don’t think buying a big house is my idea of success, and if a lot of us think the same thing, then their big house that they bought is suddenly not worth anything and suddenly they are no longer a success and they have a house that’s underwater.

Yes, everything is interdependent, and the myth of the separate individual is only a capitalist materialistic concept used to pit us against each other.

replies(2): >>mc32+su >>wonder+Nf1
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11. mc32+su[view] [source] [discussion] 2023-07-01 17:14:03
>>Follow+jq
It's not a capitalistic concept. People in the DDR (among other communist states) used to rat each other out with the consequence of the target losing their home or possible incarceration so that the stoolie could "inherit" this desired asset. They still had the concept of some being more equal than others and deserving more.
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12. irrati+X61[view] [source] [discussion] 2023-07-01 20:21:45
>>giraff+d7
If you don’t have any support from your parents and are working a minimum wage job then I’m pretty sure you are poor.
replies(1): >>pseuda+hs1
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13. wonder+Nf1[view] [source] [discussion] 2023-07-01 21:09:41
>>Follow+jq
That's just supply and demand. It applies to virtually every good in a capitalist society regardless of the pursuit of success or wealth. Supply and demand is intrinsic to capitalism.
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14. wonder+ag1[view] [source] [discussion] 2023-07-01 21:12:47
>>doctor+g9
Of course, supply and demand. There is no viable alternative though. If there are 10 houses and 15 people want them, whoever is willing to pay the most gets them. Otherwise how would we determine who gets them? Government? You would suddenly find that the decision makers family all have homes followed by people willing to pay bribes followed by everyone else.
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15. pseuda+hs1[view] [source] [discussion] 2023-07-01 22:32:15
>>irrati+X61
Do most college students have no support from parents and work minimum wage jobs?
replies(1): >>irrati+wQ1
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16. irrati+wQ1[view] [source] [discussion] 2023-07-02 02:21:12
>>pseuda+hs1
Hard to say. All I have is anecdotal evidence. That does describe myself and all my friends in college.
replies(1): >>pseuda+qA3
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17. pseuda+qA3[view] [source] [discussion] 2023-07-02 18:29:04
>>irrati+wQ1
How America Pays for College 2022 by Sallie Mae and Ipsos said 73% of students had support from parents.
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18. ch4s3+wjh[view] [source] [discussion] 2023-07-06 14:58:09
>>hotpot+8d
I wouldn't say this is necessarily universal or a fixed cultural feature. Lots of couple in the US live with a parent or parents.
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