I personally have a small attic apartment in Trondheim (Norway). It has bathroom floor heat and came with one wall panel: I actually just use one oil-filled electric radiator and keep a fairly cool bedroom. Wood heating is pretty common too - one of the scents of fall is the lighting of fireplaces.
That said, more central heating is starting to become popular in the form of heat pumps, but I honestly only know one person that has one - and they are on a farm in the countryside instead of here in the city.