zlacker

> So how is the 20% interest created?

I'd treat the offer of earning 20% interest on a risk-free investment with the same scepticism I'd treat the offer of buying a perpetual motion machine.

You can have abnormally high interest, or your capital can be risk-free. I simply don't believe it's possible to have both, at least not over the long term.

>>logifa+(OP)
Interest has to come from somewhere. It is a zero sum game. There has to be some mechanism that is generating interest unless you're paying from the money invested which would qualify as a ponzi scheme