The iphone 13 mini works well for me. No idea if this represents anybody elso on HN...
People have somehow managed to forget this, but phones have been waterproof since ... basically forever without forgoing a headphone jack. I could link probably half the phones made between 2012-2017, but this phone is actually linked by the site itself: https://www.theverge.com/2015/10/16/9549247/sony-xperia-z5-r...
Honestly, I'm not sure what the issue is supposed to be here. I've literally never, in 12 years of owning a smartphone, dropped it in water. I have no clue how that's even supposed to happen short of it falling into a river.
Since this is a small phone, I suspect most people will probably not be using a case that adds significantly to the size. Just a guess on my part though. I can live with a camera bump if I have to, I just think a lot of us miss the candy bar designs of ~2014-2015.