Never do business in/with the Middle East.
I don't know the answers, but I can imagine such an arrangement where saying "I can pay X amount of money owed on my credit card at Y date" and then failing to do so for any variety of reasons could be seen as fraudulent.
I think the real LPT is to be darn sure you know the law and the language in strict places, and if you can't, be unreasonably careful.
Also, it was such a traumatic experience that I was truly relieved when me and my family were back at home and safe, I wanted to just forget about it and rebuild my life at the moment.
Now I'm in a much better place so I'm looking to, at least, share my story; particularly with young students, like I was at the time, so I could prevent them from going to these places where abuse is common and rampant.
I wish I could be of more help.