What if you can't afford to buy real estate in your local community, and don't own any stake in any local businesses? How does spending more money, and driving 20+ minutes, enrich your experience in any way?
Yes, you need to make a new account probably, but that's just minutes, and only in case you are shopping there for the first time.
I had a talk with someone about that, and he was like, "Well I'd had to open 1-2 accounts every week at various shops and completely loose control over it". But I think the true problem in this case is a different one.