zlacker

there is a bit by the comedian Doug Stanhope about how the time of the 'occupy wallstreet' group of people would have been better spent by sitting within the lobbies of large banking institutions and applying for superfluous loans that would be known to be denied before hand, taking advantage of the laws in place that disallow discrimination with regards to loan applications.

His example is something like 'Yes, I came here to apply for a loan of a billion dollars for an ant farm, yes I would like a complimentary coffee.'

It's an entertaining idea.

>>serf+(OP)
That's actually an excellent idea and fairly easy to put into practice. Most of those processes don't scale at all and rely on self pre-selection and evaluation. The fact that NINJA applicants ever stood a chance was a good indication that something was terribly wrong.