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1. muse90+(OP)[view] [source] 2020-03-17 00:03:51
That's the principle, but it doesn't reflect to the reality around us, or at least my reality.

I am in the tourism industry, owning a small-medium hotel.

If I stop paying any loans and generally I am left out of cash-flow I am pretty much screwed for the next few years, if not closing down.

I know though a few people around my area with massive resorts and a debt over 100mil that have already stopped paying quite a few loans themselvs and they are getting away with a slap on their wrist. The gov gets involved cause the debt is enough to damage a bank, and the people that are going to be left without a job are enough to cause a mini crisis. Then the bank itself... well for them its not just about ceasing the asset as its gonna be a hard thing to sell or manage.

Meanwhile the owners are taking out massive salaries + bonuses for their personal accounts and don't care about their balance sheet being a mess and their debts growing.

replies(1): >>sokolo+X3
2. sokolo+X3[view] [source] 2020-03-17 00:30:37
>>muse90+(OP)
“If you owe a bank a million bucks and can’t pay, you have a problem. If you owe a hundred million bucks and can’t pay, the bank has a problem.”
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