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1. Tomte+(OP)[view] [source] 2018-05-18 21:29:27
Regulators want to see that you thought about the issue and formulated a plan.

If they ultimately disagree with your judgments, they will tell you, and you'll have plenty of time to get a common understanding.

They will certainly not fine you just because you made a honest mistake.

They will maybe fine you if all you have to show is "I didn't want to find a plausible way myself, nobody spoon-fed me, it's not my fault".

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