zlacker

Do you consider your credit card number sensitive? Your username and passwords to all of your, bank accounts, social media accounts, and email accounts? Your personal photos? Your personal notes with personal information about your family? Your track record of your interests and hobbies?

I do. And, if I have a choice, I'd rather not have to wonder if this data is in the hands of a stranger after my laptop is stolen.

>>notfed+(OP)
It has to be stolen a) while it's on, and b) by someone who immediately knows what to do.

I'm quite sure if you look at your average thief and multiply these to chances together that's less than one in a million chance to happen. Assuming you're not some high profile person where the right person is out to get you and knows which OS you use, and knows how to steal from you.