And this is probably coming, a few years from now. Because remember, Apple doesn't usually invent new products. It takes proven ones and then makes its own much nicer version.
Let other companies figure out the model. Let the industry figure out how to make it secure. Then Apple can integrate it with hardware and software in a way no other company can.
Right now we are still in very, very, very early days.
While this was true about ten years ago, it's been a while since we've seen this model of software development from Apple succeed in recent years. I'm not at all confident that the Apple that gave us Mac OS 26 is capable of doing this anymore.
AirTag is a perfect example of their hardware prowess that even Google fails to replicate to this date.