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[return to "Financial lessons from my family's experience with long-term care insurance"]
1. malshe+Pn[view] [source] 2025-08-02 16:55:51
>>wallfl+(OP)
I wonder if moving his father to an assisted living facility at some point will be a better option. I have little experience with this topic so I am genuinely curious.
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2. thepry+Pp[view] [source] 2025-08-02 17:08:55
>>malshe+Pn
In my experience, these facilities are all in crisis. They can't find people to staff the facilities and provide care and when they do, they can't afford to pay them.

My father has a neurodegenerative disorder and we've struggled to find a place that will provide consistent care. My mother, a retired nurse, is the one who tends to do a significant amount of the work to feed, clean, and otherwise care for him despite paying over $10k/month. It's infuriating.

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3. malshe+4E[view] [source] 2025-08-02 18:42:17
>>thepry+Pp
Oh wow, that's frustrating! I hope you find someone to provide consistent care at a reasonable price. Btw do your parents live in a state with high cost of living or this is a general situation across the country?
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4. thepry+WJ[view] [source] 2025-08-02 19:21:18
>>malshe+4E
Midwest, so cost of living is relatively low to moderate. I don't have firsthand experience elsewhere but it's my understanding that what we experience isn't uncommon.

This is the third facility he's been in and options are limited because a lot of facilities aren't staffed to provide memory care. Unfortunately, there just aren't many options unless you're wealthy enough to have in-home care.

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