He's not perfect, but behind the scenes he's a genuine and upstanding person. I've met lots of wealthy smart people, and he's the only exception. He was the only person I trusted in this situation, and I'm genuinely nervous that he's no longer running OpenAI.
It's insurance. For someone with an average income, it's not worth the cost of the .01% chance you'll need it. For someone with more money than they know what to do with, it's worth it.